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First Time Homebuying

Looking for First-Time Home Buyer Loans?

If you're a first-time home buyer, the entire process of closing on your new house probably seems intimidating. Everything from researching the best mortgages to finding a great insurance company to care for your investment is necessary. Fortunately, you don't have to do this on your own. Our first-time home buyer programs at SouthPoint can make your life easier.

Problems for First Time Home Buyers

In a perfect world, buying a home would be as easy as renting one. Unfortunately, that's not the world we live in. If you're a first time home buyer, there are countless issues you may run into.

  • Real estate terminology can be difficult to understand.
  • The mortgage loan process isn't something you learn overnight.
  • Debt-to-income ratio issues.
  • How much down payment is needed?

There are just some of the problems you can run into. Fortunately, the professionals at SouthPoint can walk you through the entire process.

How We Can Help

Maybe you need help understanding the mortgage process, or it could be that you have a firm grasp on this and just need a first time home buyer loan. Either way, we're here to help.

Assistance through entire process: Southpoint loan officers will walk you through every phase of the loan process. They will also look at your situation and help figure out the loan that's right for you.

Everything done in one place: Southpoint has in-house underwriters, enabling loan officers to work directly with the underwriters and avoid unnecessary delays.

Down payment assistance: If you were unable to save enough or your dream home simply requires a large down payment, we can look for FHA options you may qualify for. We also offer home buyer down payment assistance from county based programs.

Young Adults: Upon graduation from college, after you get a job you can get a mortgage via USDA or FHA right out of school.

Our goal is to make sure that your first-time home buying experience is a pleasant one and is something that you don't regret. You won't find better assistance when trying to get into your first home than with Southpoint.

Our professionals will guide you through the home buying process and help you pre-qualify for your first home loan today.

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