If you are exploring your options for refinancing your home or investment property, Southpoint can help you meet your goals.
Understand Your Options
It's not always easy to choose a refinance approach. Our loan officers always act in accordance your best interest. Your satisfaction takes priority over making a sale!
Make Informed Decisions
You'll save time and make the right choices when we educate you on your options and guide you throughout each step of the process. We focus on being as flexible as possible while taking our responsibility very seriously.
We provide a Loan Estimate Fee Worksheet for every borrower. You'll have a complete breakdown of all the costs and fees that are associated with your loan, in an easy-to-read format.
Get Quick Results
Everyone wants a speedy close when they refinance. Our in-house underwriters work directly with loan officers to avoid frustrating delays. In addition, we pride ourselves on speed and accuracy in preparing documents and processing paperwork.
Access Loan Programs that Fit Your Needs
- Refinance to Pay Off Your Loan Faster: You can move from a 30-year to a 15-year home loan to pay off your home faster, or reduce your interest rate when you refinance your mortgage loan to save money.
- Debt Consolidation Mortgage Refinance: You can refinance to consolidate debt. You can pay off high-interest loans or credit card debt using the equity in your home.
- Refinance with a HARP Loan: If you owe more on your home than its current value, you can often refinance to a lower interest rate using a HARP loan. Requirements have changed; even if you were turned down before, HARP refinancing may now be available to you.
- Refinance a Rental Property: You may want to reduce your interest rate, refinance to buy another investment property or complete a cash-out refinance to make improvements to your property.
- Cash Out - You may need extra cash to help pay for unforeseen expenses in life. Refinancing can help you get more cash in hand to make your life a little easier.
Southpoint makes your refinance easy. We're the refinance experts and have helped thousands of homeowners to refinance, which saves them money every month! Call us at (800) 573-6247 to talk to a loan officer today.